OnePay is a consumer-finance platform that combines banking, savings, credit, point-of-sale lending, investing, and cryptocurrency products in one account. Backed by Walmart and Ribbit Capital, the company also provides embedded financial services through employers, payroll platforms, and other partners.
Software Engineer, Lending
Build and scale the full-stack systems behind OnePay's lending products, partnering with product, design, and operations to deliver reliable financial experiences to millions of customers.
- Salary
- $150,000–$220,000/year
- Commitment
- Full-time
- Remote region
- Remote · United States
- Engagement
- Full-time employee
- Duration
- Permanent
About this role
This senior engineering role owns technical design and implementation for OnePay's lending platform. The work spans backend architecture and modern client experiences, with responsibility for decisions that affect performance, security, reliability, and long-term maintainability.
OnePay's server stack uses Node.js, TypeScript, NestJS, Kubernetes, and Amazon Web Services in a microservice-oriented architecture. Customer-facing experiences are delivered across web, iOS, and Android using React Native; exact experience with every tool is not required.
Role requirements and focus
What you’ll work on
- Lead the architecture and implementation of lending-platform projects that serve a large consumer audience.
- Improve system reliability, security, performance, and scalability while maintaining a fast delivery cadence.
- Set engineering standards and translate product strategy into sustainable technical decisions.
What they’re looking for
- Eight or more years building and scaling distributed systems, high-throughput application programming interfaces, or data-intensive services.
- Hands-on full-stack engineering ability, with strength in backend architecture and familiarity with modern frontend frameworks.
- Experience with reliable, secure, high-performance systems; payments, lending, or another regulated financial domain is especially relevant.
Skills and focus
- Full stack
- Full-time employee
- TypeScript
- Node.js
- React Native
- Distributed systems
- Kubernetes
- AWS
Useful context
Specialty
Full stack
Work type
Full-time employee
Source
OnePay / Ashby
Last verified
Sep 12
Verification context
The role remains present in Ashby’s official public posting feed.
Role terms can change after verification. The employer application page remains the final authority.